Housing loan is a long-term loan ACLEDA Bank has developed to let any qualified customer own a house that was completely built or being built, or build new house on your own land.
Currency, Loan Size, and Loan Period
- Housing loan is provided in US Dollar and not more than 70% of the house price
- Maximum of loan period is 10 to 15 years for:
- Customers who are currently employed by public organizations, national or international agencies, and will not exceed the retirement age;
- Other customers who have a good health and will not be over 60 years of age (start from receiving loan until the end of loan period).
Customer Requirements
- Any Cambodian who is a majority
- Having a proper work, salary, or any sufficient income that warrant the ability to pay back
- Having good history, reputation, attitude and willing to pay back to ACLEDA Bank
- Having a permanent address which is certified by local authority
- Ensuring to provide sufficient and timely information
- The buying house must be located in ACLEDA Bank's operation areas and certified by local authority
- Willing not to change residential address to other location outside ACLEDA Bank's operation areas until the loan is paid off
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